Patrick Lloyd is a young Wall St. advisor to the Bank of Switzerland. He's called to the corporate office and ordered to find Lilly Scanlon and money she manipulated while an executive with the bank. This was in connection with the Cushman Ponzi scheme.
Lilly is Patrick's girlfriend. She informs him that she's being set up and was fired unjustly. She also tells Patrick that the money in question is from at least one of Cushman's victims who will stop at nothing to get their money back.
Patrick and Lilly decide to work together. Soon after, each is threatened by criminals and then something about Patrick's past comes to light.
The maze of possibilities that these characters must negotiate makes the novel an interesting adventure to observe. The two protagonists must go about their search for the missing money while not knowing who to trust and even if they can trust each other.
The setting moves around but is mostly in New York and is nicely described. One scene has a character "...by the old St. Paul's Churchyard ...bathed in silence wile hearing the buzz of construction at the World's Trade Center across the street."
"Need You Now," is not only a financial thriller but deals with other important issues. There is a powerful message of a father's love for his children, while being a social commentary on the greed existing today and the desire of some to gain riches at any expense. It is also a story of misplaced trust and the failures in the witness protection program.
The author has captured the naivete of his two young protagonists and shows that innocence can be destroyed in a world of governmental ignorance and corruption and the highest levels.
The reader becomes involved in the struggles of Patrick and Lilly and the desire to have them succeed against impossible odds.
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